Short Sales happen for many different reasons but all have the same fundamental problem - owing more than your home is worth. 

The reason why Short Sales scare buyers is because most Short Sales are mishandled. 

There are many reasons why banks will accept a Short Sale - some of them are:

• Loss of Job
• Divorce
• Adjustment in Income
• Illness
• Death
• Job Relocation
• Payment Increase
• Military Service
• Too Much Debt

A Short Sale is a responsible solution to a negative situation.  Short Sales can help you save your current job, save your security clearance, and avoid having to list a foreclosure on future applications. 

Why Choose Our Team

Short Sales can be difficult for agents who do not have a plan in place. Most agents are not even aware of recent Federal Mandates regulating Short Sales and are unknowingly breaking the law!  Our team has developed a Short Sale plan that gives your sale the best chance of approval while safeguarding your family's future. By choosing our team, you will be given:

• Access To Legal

  Counsel*
• Full Service Listing
• 3rd Party Negotiations For Approval
• No Fee's For Services
• Professional Negotiator Assigned To Your Case
• One-on-One Consultation (You deal with me not my Assitant)

*To keep in compliance with new Federal Regulations, representation by legal counsel is an agreement between you and Eskovitz, Lazerous, and Pitrelli.  We pay any fees related to their services not agreed to by the bank.

Real Examples Of Successful Approval Letters
From These Lenders
 


















 

Our Clients Words About Us...

 "Jimmy Mulhern and The Mulhern Home Team did an outstanding job on our short-sale. After my divorce in 2009, keeping my home was a financial impossibility. Unfortunately, we purchased the house in 2005, at the peak of the housing market, and by the time we were ready to sell, the house had lost over 25% of its value. A neighbor who had recently gone through a short-sale recommended I use Jimmy to list my home. It turned out to be a wise decision. Jimmy and his team steered us through the short-sale process, and stuck with us through the entire ordeal. His team marketed the property, found a buyer, conducted negotiations with the bank, and arranged for a smooth closing. They were extremely helpful and extremely professional. I would highly recommend their services if you find yourself in a short-sale situation."

                                                         --Mike in Haymarket
 
"You saved me - I am forever grateful.
A single dad and single home owner, I was told in December 2009 my job would be eliminated.  I got really scared and confused about what I should do next.  I knew if I didn't get professional help right away I could inevitably face foreclosure and financial ruin. I have worked too long and too hard for this to happen to me! There is one of three choices I must make, right now. File Bankruptcy, Foreclose, or Short Sale. After many sleepless nights and a little research, I made the decision to sell my home and salvage my debt before it was too late.

I turned to the Real Estate Agencies for help. I needed to find someone I could absolutely trust and who would understand my personal financial situation. After several interviews, I chose a Certified Distressed Property Expert agent. Jimmy had ALL the answers I was looking for and stayed with me EVERY step of the way. They did all the work! They were personable, sensitive, courteous, and very knowledgeable about the short sale process and all the latest legal aspects, assuring me that my home would get sold and I could avoid a foreclosure. They delivered! My house got sold in 3 months, saving me the embarrassment of foreclosure and long term effects of filing bankruptcy!

I would recommend Jimmy Mulhern to anyone facing financial distress. Their Short Sale process is right on the money!"

                                          --Inder in Centreville

"In January 2010, our son was hopelessly “under water” with his mortgage in an interest-only loan. He tried several times to re-finance, or receive a loan modification, but because he was making his monthly payments on time, the mortgage company refused to talk to him.  To this time, he had excellent credit and while foreclosure was a distinct possibility, he wanted to avoid that “ding” to his credit and his personal integrity. We had heard about the concept of a “short sale,” but we did not understand all the nuances involved.